Getting a mortgage is hardly as simple as it was a few years ago. Today, there are more loops that you have to jump through and requirements to avail of mortgage solutions and refinance your mortgage.
As a professional mortgage broker in Saskatoon, I understand the importance of finding the right mortgage service for your needs. Refinancing your mortgage can be a daunting task, but it's a great way to save money and improve your financial situation. In this blog, I'll outline the benefits of refinancing your mortgage with a reliable mortgage broker.
With seventeen plus years of experience in the mortgage industry, I understand the importance of choosing the right mortgage broker to assist you in securing financing for your home purchase. Choosing a competent mortgage broker can make all the difference in the world when it comes to securing the best possible mortgage rate and ensuring that the process runs smoothly.
In this blog post, I'll outline the top considerations you should keep in mind when choosing a mortgage broker. Whether you are a first-time home buyer, refinancing, at maturity or looking for private lending options, I can help you source the best mortgage product that is in your best interest.
As a professional mortgage broker in Saskatoon, at Deb Murdoch - TMG The Mortgage Group, II often get asked by clients which type of mortgage is better: fixed-rate or adjustable-rate. Both have their pros and cons, and the answer depends on your personal situation, long term goals and the state of the economy.
In this blog post, I'll break down the advantages and disadvantages of each type of mortgage, so you can make an informed decision that suits your needs.
My clients are the best! I can't say enough about them! Thanks for being on this journey with me and helping me to achieve Top 10% again this year. This award goes to the top 10% of all the brokers in Canada and is based on volume/units. I am very blessed to work with a great company and team. Their constant upgrading of technology makes it easy to give the very best in service and communication to my clients (aka friends)! Thanks again.
1. What is the minimum down payment for purchasing my first or second home?
5% is the minimum down payment for a first or second home. Many think you need a higher down payment for your second home. At this point in time, you do not.
I cannot say thank you enough to my clients and to TMG. This month, I have been in the mortgage broker business for 15 years. All of those years have been with TMG - The Mortgage Group.
When you’re looking for a mortgage, it’s easy to get lured in by a promotional interest rate or be lost in trying to get the right kind of mortgage. This usually results in some key elements being overlooked, such as payments, prepayment options/penalties, etc. Deciphering mortgage terminology, knowing what to look for, and understanding the different types of mortgages can prepare you for the application process.
Season’s Greetings fromDeb Murdoch - TMG The Mortgage Group. I wish you and your family a wonderful holiday season and a happy, healthy, and prosperous New Year 2022!
