Original Article Source Credits:   CTV News , https://www.ctvnews.ca/

Article Written By:  The Canadian Press

Original Article Posted on:  March 10, 2021

Link to Original Article:  https://www.ctvnews.ca/business/bank-of-canada-keeps-key-interest-rate-target-on-hold-1.5340944

Purchasing a new home in a neighborhood that fulfills your lifestyle aspirations can help create beautiful memories for the whole family. However, there are numerous tasks involved with financing your dream, which could make the process stressful.

Original Article Source Credits:   Financial Post , https://financialpost.com/

Article Written By:  Shane Murphy

Original Article Posted on:  February 1, 2021

Link to Original Article:  https://financialpost.com/moneywise/5-reasons-you-need-to-know-your-credit-score-3

Mortgage rates have spent the better part of the past year in near-freefall, with numerous terms setting fresh record lows.

But a couple of weeks ago, rates pulled a U-turn and have been starting to climb higher ever since. And here’s why. Since the beginning of February, 5-year Canada bond yields, which typically lead fixed mortgage rates, have surged. They’ve risen nearly 60 basis points over the past month to a 12-month high.

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  February 2, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/02/could-mortgage-rates-start-to-rise-sooner-than-expected/

Original Article Source Credits:   Canada.ca , https://www.canada.ca/

Article Written By:  NA

Original Article Posted on:  2021-01-22

Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/mortgages/choose-mortgage.html

Original Article Source Credits:   Canada.ca , https://www.canada.ca/

Article Written By:  NA

Original Article Posted on:  2020-05-13

Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/improve-credit-score.html

Earlier this year, the Canada Mortgage and Housing Corporation made a now-infamous prediction that home prices would fall by up to 18% over the course of 2020 and into 2021.

Original Article Source Credits:   Advisor's Edge , https://www.advisor.ca/

Article Written By:   James Langton

Original Article Posted on:   December 10, 2020

Link to Original Article:  https://www.advisor.ca/news/economic/non-bank-mortgage-lenders-offered-billions-in-relief-in-q2/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  NA

Original Article Posted on:  DECEMBER 15, 2020

Link to Original Article:  https://betterdwelling.com/canadas-non-bank-lenders-see-arrears-rate-rise-11-despite-deferral-programs/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/ 

Article Written By:  NA

Original Article Posted on:  NOVEMBER 16, 2020

Link to Original Article:  https://betterdwelling.com/cmhc-finds-toronto-and-vancouver-mortgage-debt-ratios-fall-but-not-as-it-seems/

Should I Refinance My Mortgage?

I think we can safely say that 2020 has been a strange year. A year of lockdowns due to a pandemic, financial support from the government, and the lowest interest rates in recent history. This has led to a rise in the number of homeowners who are considering refinancing their mortgage. According to a recent poll, approximately 20% of Canadian homeowners say they plan to refinance their mortgage in the next 12 months.

Like all financial decisions, it’s important to look at the bigger picture, which includes reviewing your goals.

First Things First -- What’s a refinance?

Original Article Source Credits:    CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  November 11, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  NA

Original Article Posted on:  OCTOBER 16, 2020

Link to Original Article:  https://betterdwelling.com/bank-of-canada-ending-pandemic-program-that-helped-real-estate-prices-surge/#_

Original Article Source Credits:   Advisor's Edge , https://www.advisor.ca/

Article Written By:  Canadian Press

Original Article Posted on:  October 15, 2020

Link to Original Article:  https://www.advisor.ca/news/economic/crea-reports-canadian-home-sales-set-record-for-september/

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  September 29, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/09/pandemic-has-increased-homebuying-intentions-among-young-canadians/

Original Article Source Credits:   Mortgage Broker News , https://www.mortgagebrokernews.ca/

Article Written By:  Clayton Jarvis

Original Article Posted on:  20 Oct 2020

Link to Original Article:  https://www.mortgagebrokernews.ca/news/a-closer-look-at-canadas-offthe-charts-home-sales-activity-in-september-334322.aspx

Original Article Source Credits:   Advisor's Edge , https://www.advisor.ca/

Article Written By:  The Canadian Press

Original Article Posted on:  September 15, 2020

Link to Original Article:  https://www.advisor.ca/news/economic/canadian-home-sales-climb-again-set-record-for-august-crea/

With the introduction of the stress test, home seekers have been finding it a challenge to secure a mortgage, and are turning to their parents for support, or are deciding to rent for longer. A mortgage broker can present viable lending options to keep the dream of homeownership alive.

Original Article Source Credits:   CBC News , https://www.cbc.ca/

Article Written By:  Pete Evans 

Original Article Posted on:  Sep 15, 2020

Link to Original Article:  https://www.cbc.ca/news/business/crea-house-price-1.5724433