When it comes to financial decisions, refinancing your mortgage is a significant one that can have a profound impact on your overall financial well-being. If you're in Saskatoon, Saskatchewan, and considering mortgage services, you're in the right place. In this blog, we'll explore the compelling reasons to refinance your mortgage. Whether you're looking for a first mortgage, considering mortgage renewals, or simply researching your options, this information will provide valuable insights. So, let's delve into the world of mortgages and mortgage services.
 

If you're in Saskatoon, Saskatchewan, and you're considering a mortgage, you've probably heard about Deb Murdoch - TMG The Mortgage Group. They are a top mortgage broker in the area, and they offer access to a wide range of mortgage products and rates. But what exactly is a mortgage broker, and why should you consider using one? In this blog, we'll explore five compelling reasons why working with a mortgage broker like Deb Murdoch can be a smart move for your financial future.

In the ever-evolving world of real estate and homeownership, navigating the sea of mortgage options can be overwhelming. For those living in Canada, it's no different. Whether you're a first-time homebuyer, considering refinancing your existing mortgage, or simply researching your options, the number of mortgages you can have in Canada is a common question. In this blog, we will delve into this intriguing topic and provide you with insights, solutions, and plans to make the right mortgage decisions.
 

Getting a mortgage is hardly as simple as it was a few years ago. Today, there are more loops that you have to jump through and requirements to avail of mortgage solutions and refinance your mortgage. 

As a professional mortgage broker in Saskatoon, I understand the importance of finding the right mortgage service for your needs. Refinancing your mortgage can be a daunting task, but it's a great way to save money and improve your financial situation. In this blog, I'll outline the benefits of refinancing your mortgage with a reliable mortgage broker.

With seventeen plus years of experience in the mortgage industry,  I understand the importance of choosing the right mortgage broker to assist you in securing financing for your home purchase. Choosing a competent mortgage broker can make all the difference in the world when it comes to securing the best possible mortgage rate and ensuring that the process runs smoothly.

In this blog post, I'll outline the top considerations you should keep in mind when choosing a mortgage broker. Whether you are a first-time home buyer, refinancing, at maturity or looking for private lending options, I can help you source the best mortgage product that is in your best interest.

As a professional mortgage broker in Saskatoon, at Deb Murdoch - TMG The Mortgage Group, II often get asked by clients which type of mortgage is better: fixed-rate or adjustable-rate. Both have their pros and cons, and the answer depends on your personal situation, long term goals and the state of the economy.

In this blog post, I'll break down the advantages and disadvantages of each type of mortgage, so you can make an informed decision that suits your needs.

Deb Murdoch - TMG The Mortgage Group wishes you the very best in the holiday season and 2023! May you and your family stay healthy and happy!

My clients are the best! I can't say enough about them! Thanks for being on this journey with me and helping me to achieve Top 10% again this year. This award goes to the top 10% of all the brokers in Canada and is based on volume/units. I am very blessed to work with a great company and team. Their constant upgrading of technology makes it easy to give the very best in service and communication to my clients (aka friends)! Thanks again.

1. What is the minimum down payment for purchasing my first or second home?
5% is the minimum down payment for a first or second home. Many think you need a higher down payment for your second home. At this point in time, you do not.

Original Article Source Credits:   Digital Journal, https://www.digitaljournal.com/

Article Written By:  PRUnderground

Original Article Posted on:  March 11th, 2022

Link to Original Article:  https://www.digitaljournal.com/pr/deb-murdoch-wins-her-4th-consecutive-threebestrated-award-for-one-of-the-best-mortgage-brokers-in-saskatoon

The Bank of Canada may not have raised rates at its recent January meeting, but it’s clear that interest rates are headed higher tout suite.

I cannot say thank you enough to my clients and to TMG. This month, I have been in the mortgage broker business for 15 years. All of those years have been with TMG - The Mortgage Group.

When you’re looking for a mortgage, it’s easy to get lured in by a promotional interest rate or be lost in trying to get the right kind of mortgage. This usually results in some key elements being overlooked, such as payments, prepayment options/penalties, etc. Deciphering mortgage terminology, knowing what to look for, and understanding the different types of mortgages can prepare you for the application process.

Season’s Greetings from Deb Murdoch - TMG The Mortgage Group. I wish you and your family a wonderful holiday season and a happy, healthy, and prosperous New Year 2022!

Original Article Source Credits:   Yahoo Finance , https://ca.finance.yahoo.com/

Article Written By:  Jessy Bains

Original Article Posted on:  June 15, 2021

Link to Original Article:  https://ca.finance.yahoo.com/news/canadian-real-estate-crea-says-sales-fell-in-80-of-markets-in-may-135801702.html

I’m Deb Murdoch, a leading mortgage broker at TMG The Mortgage Group.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

Original Article Source Credits:   Advisor's Edge , https://www.advisor.ca/

Article Written By:  Jordan Press, The Canadian Press

Original Article Posted on:  June 9, 2021

Link to Original Article:  https://www.advisor.ca/news/economic/bank-of-canada-keeps-key-interest-rate-target-on-hold/

Should you stick with the stability of a fixed mortgage rate or opt for a variable?

It’s one of the most difficult decisions faced by new homebuyers and homeowners who are renewing or refinancing.

But with the Bank of Canada indicating that rates are likely to start rising next year, the question is once again highly relevant.

Original Article Source Credits:   Loans Canada, https://loanscanada.ca/

Article Written By:  MARK GREGORSKI

Original Article Posted on:  NA

Link to Original Article:  https://loanscanada.ca/credit/what-to-do-if-you-have-a-zero-credit-score/

Original Article Source Credits:    CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  June 15, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/06/housing-market-moderates-in-may-but-prices-forecast-to-rise-19-3-this-year/